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Here at TECHeGO, we’re all about improving your organization’s procedures, including your work trips. Keeping an optimistic attitude is the primary step to a worry-free travel experience. Also be sure to acknowledge helpful personnel along the way. Customers have a better possibility at getting upgrades, travel plan changes and amazing service when they ask pleasantly and maintain pleased demeanors. Generosity isn’t really the only way to decrease hassles and optimize your productivity while taking a trip. Here are a number of practical ways to make work-related travel better:

Pack Early, Pack Light

The longer you wait to pack, the more likely you are to forget something, so get started early. You can save time by keeping a carry-on suitcase loaded with the minimal quantity of clothing, shoes, and accessories you need, including 3-ounce toiletries in a Ziploc bag. Trade large laptops for thinner laptops and tablets such as a MacBook Air or an iPad. Replace hardbounds with eBooks. If you must bring a coat or large shoes, wear them on the aircraft to avoid using up space in your baggage.

Leave Absolutely Nothing to Chance

• HDMI, DVI, AV out, Apple Lightning– if you require it, bring it with you.
• Keep your material on a flash drive on a keychain.
• Find out the best ways to turn your phone into a hotspot.
• Prepare yourself to go low-tech. Be ready to draw your slides on an eraser board, a spiral note pad, or even simply the back of a napkin.
• Be just as gotten ready for high-tech settings. If you find yourself in a conference space with Apple TV or Google Cast, understand the best ways to take benefit of it to elevate your presentation.

Dress Up

Individuals get far better service when they dress well and appear wealthier. Wearing an outfit that doubles as presentation clothes while traveling is also smart in case your baggage is lost or you are late. That way, you’re not stuck in jeans for a huge conference.

Keep Customer-Service Numbers Stored in Your Phone

Keeping customer-service numbers handy deals quicker access to the best people if a flight is canceled or you require to alter a hotel or vehicle appointment, instead of waiting in line as soon as you’re there.

Stop the Germs

Airplanes are cauldrons of germs and viruses, but with a little preparation, you can protect yourself easily. You’ll need a little bottle of hand sanitizer and tube of Bacitracin. Sanitize your hands, then apply the Bacitracin to the inside of each nostril. Doctor-recommended, this fends off all the wicked bacteria.

Bring Down the Sound

Forget the pricey, noise-canceling, large headphones. Get some soft foam disposable earplugs. There are five good reasons that these beat out their competitors: they’re far more affordable, far smaller and (therefore easier to pack), simple to replace, flight-friendly (i.e. nonelectronic), and you can really sleep comfortably wearing them due to the fact that you do not need to wrangle big earmuffs.

Eat Smartly

There are four roadway rules for eating in airports. Initially, look for where the airline workers–pilots, attendants, etc.–are eating, and follow their lead. Second, opt for protein over carbohydrates, due to the fact that it takes longer to digest and burn, and therefore lasts longer. Third, constantly select bottled water as your preferred beverage (never soda, it tinkers your belly). Fourth, if you’re at a loss for what to consume, choose the always-safe chicken quesadilla.

About Us

TECHeGO is a global workflow consulting firm specializing in system integrations, workflow architecture, automation and process improvements. We also pride ourselves on being specialists in Podio implementations and development of Podio extensions.

Here at Money4You, we’re everything about making your financial life much easier. And with the holidays turning up, that indicates speaking about ways to manage all those goodies without breaking the bank. So today, we’re going to speak about layaway plans.

Pros of Layaway Plans

1. Interest-Free Purchasing
While layaway does come with charges, you will not be charged interest on your purchases. That can save you a lot of green. For instance, suppose that you charge a $900 TELEVISION to a charge card with 18% interest. If you take 2 months to pay the balance off, you’ll have paid one month’s interest, or $162. This makes the $5 service charge more attractive.

2. Accessibility of High-Demand Items
Layaway comes in handy throughout the busy holiday season when popular electronics and toys can sell out quickly. Putting a popular product on layaway now ensures you will have it for the holidays.

3. Offered Online
Some sellers offer layaway for online purchases. That saves you the annoyance of surviving holiday season shoppers, waiting in long lines, or going to a number of shops looking for a popular item.

4. Easy Acceptance Criteria
Unlike a charge card, layaway programs do not carry out income or credit checks before approval. To get approved for layaway you simply require identification revealing that you are at least 18 years of age and enough money for the down payment. Therefore, even individuals with previous credit issues can qualify for a layaway program.

Cons of Layaway Plans

1. Delayed Gratification
Unlike many purchases, layaway strategies need that you make payments for weeks, or sometimes, even months, prior to you get access to the merchandise.

2. Fees
Merchants usually charge a fee to put a product on layaway, which is usually pretty low. It may nevertheless be more than you would pay in credit card interest if you just charge the product instead, particularly for lower expense products. Also, if you change your mind later on and have to drop the layaway plan, merchants will charge a cancellation or restocking charge.

3. Fixed Prices
With layaways, in order to get your product paid off on time, you may have to start shopping in October, well in advance of a few of the finest sales and discount rates of the holiday shopping season.

4. Losing Your Investment
In today’s hard economic environment, it’s not unheard of for a retail chain to go bankrupt with little expectation (consider CompUSA or Circuit City). If you have a layaway plan established at a business that winds up closing its doors, it will be challenging to recover your merchandise or your money.

Can’t get a layaway? You still have options! An installment loan can help you get back on track.

As fall begins, many people’s concern about sunburn disappears. The Earth’s Northern Hemisphere begins moving away from the sun, and the atmosphere obstructs part of the sun’s harmful UV rays. Temperatures drop as the sun’s rays struggle to reach us.

However, don’t let these seasonal variations fool you. You’re still at risk of skin damage.

Myth #1: I’m safe inside

When considering sun direct exposure, you might imagine yourself at the beach or working out outside. But many Americans get a big portion of their exposure to UV rays when they don’t even imagine it–in their cars or while at work.

UV rays from the sun, related to about 90 percent of all skin cancers, reaches the earth as long-wavelength UVA and shortwave UVB rays. Glass completely blocks UVB, and windshields are specifically treated to block UVA also, however an automobile’s side and rear windows aren’t and neither are commercial windows.

UV damage is cumulative, and research has actually proven that skin being exposed to sunlight through workplace window glass can lead to a lot of skin damage over time.

Myth #2: I’m only at risk when the sun is strong

Cold weather can increase the negative effects of direct UV exposure through numerous ways. Initially, snow shows as much as 80 percent of UV radiation. The result is that the very same sun rays can strike you two times. Second, snow, cold and strong winds can wear out your sun block’s coverage.

Notice: In high elevations, UV radiation is a lot more intense. Plus, the thinner atmosphere does less to deflect the same number of the sun’s hazardous rays. This makes winter professional athletes, primarily skiers and snowboarders, particularly susceptible to sun damage because they spend so much time at high elevations where the UV exposure can be vastly more harmful than even at the beach. This is due to the fact that UV exposure increases 4 to 5 percent with every 1,000 feet above sea level.

Myth #3: Cloud cover will safeguard me

As much as 80% of UV rays can go through clouds. Do not let a cloudy day trick you into forgetting your sunscreen. Even through the clouds, UV radiation reaches the Earth’s surface and your skin. Some scientific studies even find that clouds can enhance UV radiation. The sun’s beams bounce off the sides of clouds causing radiation to be more concentrated and harmful.

So don’t leave your skin out to fry. Protect it even if you cannot see the sun.

Conclusion

Skin cancer is severe. It is estimated that 1 in 5 Americans will suffer from skin cancer at least once in their lifetimes and 1.3 million new cases of nonmelanoma skin cancer will be identified this year, in accordance with the American Cancer Society. One in every 62 Americans will suffer from skin cancer and about 9,000 are forecasted to pass away from the illness.

Most forms, more than 90 percent, of skin cancer is triggered by exposure to UV rays. Deaths from skin cancer are largely preventable if we secure ourselves from the sun all year round. As noted here, easy and useful preventative actions can go a long method towards reducing the potential damage to the skin from the sun no matter the time of year.

It’s easy to contribute a vehicle to charity if all you desire to do is get rid of it. Simply call a charity that accepts old automobiles, and it will tow your heap away.

If you want to get something in return for your junk automobile, though, it’s more complex. Before 2005, it was easy for taxpayers to deduct the whole “fair market price” of a donated car from their taxable earnings, minimizing the taxes they’d be required to pay to the Internal Revenue Service.

Permitting taxpayers to subtract the full fair market value for all those contributed automobiles cost the IRS a lot of money, however, so they tightened up the guidelines. Today, you can only deduct a car’s fair market price under very specific conditions. We’re going to walk you through those conditions, with the normal proviso that you need to discuss these problems with your tax preparer before. Similarly, note that this is only a broad explanation, not an in-depth how-to.

Money for Your Old Car or Truck: The $500 Donation Limit

In the majority of circumstances, a taxpayer needs to take into account a $500 threshold on automobile gifts. This worth quantity applies to automobiles, boats as well as aircraft. When the contributed car’s worth (based on reliable fair market worth analyses) exceeds that amount, declaring the deduction gets more complicated.

This valuation ceiling enters into play when a charity sells a donated vehicle. In this case, just what does it cost? a taxpayer can subtract depends on the amount the sale nets.

For example, you donate your old compact car that’s worth $1,000. Under the old guidelines, that would be the quantity you could deduct. But now, if the charity turns around and sells your car for $800, your reduction is limited to the lower total.

On the plus side: If the charity sells your automobile for less than $500, you can deduct $500 or your vehicle’s fair market price, whichever is less. For example, if your automobile is valued at $650 then sells for $350, you can still deduct $500 from your taxes.

Doing It Right

If the vehicle is worth $5,000 or more, an independent appraisal is needed. The donor should likewise submit Section B of IRS Form 8283. For automobiles worth less than $5,000, but more than $500, utilize the Kelley Blue Book, the Hearst Black Book, or a guide from the National Auto Dealers Association (NADA) to figure out the marketplace worth.

Be aware that non-cash contributions are one of the most typical triggers to an audit by the IRS, so you’ll wish to record the worth of the car and keep records of it. At a minimum, the documentation you get from the charity should include your name, the automobile identification number, the date of your donation and a statement explaining the goods and services you got, if any.

Make certain you utilize the correct figure for the date, mileage, and condition of your vehicle. Take pictures of the cars and truck and save invoices for brand-new tires or other upgrades to verify its worth. Remember, it is the donor, not the charity, who is obliged to value the car or truck and who will pay the price if an IRS investigation discovers your figure incorrect.

If all that sounds too complicated for your tastes, do not fret. You can always junk your vehicle instead.